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Free Salary CalculatorFrom hourly to yearly, and from gross to take-home.
Type your pay in any period to see it per hour, day, week, two weeks, month and year, with overtime and unpaid leave included.
Then see your estimated take-home pay after federal and state income tax, Social Security and Medicare in all 50 states and DC, or after UK income tax and National Insurance.
Hourly ↔ salary2026 tax tablesAll 50 states + UK
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Your pay
52 if holidays are paid.
Days a year you are not paid for.
Overtime
Taxes (2026)
For the child tax credit.
401(k), benefits and local tax
Traditional, % of pay.
Health, dental, HSA through payroll.
City or county rate on wages, if you pay one.
Show per
Take-home pay per month
Gross $5,000.00 per month · estimate for tax year 2026
- Gross pay a year
- $60,000.00
- Hourly rate
- $28.85
- Total tax a year
- $12,039.49
- Effective tax rate
- 20.1%
- Marginal tax rate
- 27% On your next $100 earned
- Take-home a year
- $47,960.51
- Take-home pay$47,960.5180%
- Federal income tax$5,020.008%
- Social Security$3,720.006%
- Medicare$870.001%
- California income tax$1,649.493%
- California SDI$780.001%
Pay for every period
| Item | Year | Month | Half month | 2 weeks | Week | Day | Hour |
|---|---|---|---|---|---|---|---|
| Gross pay | $60,000.00 | $5,000.00 | $2,500.00 | $2,307.69 | $1,153.85 | $230.77 | $28.85 |
| Federal income tax | -$5,020.00 | -$418.33 | -$209.17 | -$193.08 | -$96.54 | -$19.31 | -$2.41 |
| Social Security | -$3,720.00 | -$310.00 | -$155.00 | -$143.08 | -$71.54 | -$14.31 | -$1.79 |
| Medicare | -$870.00 | -$72.50 | -$36.25 | -$33.46 | -$16.73 | -$3.35 | -$0.42 |
| California income tax | -$1,649.49 | -$137.46 | -$68.73 | -$63.44 | -$31.72 | -$6.34 | -$0.79 |
| California SDI | -$780.00 | -$65.00 | -$32.50 | -$30.00 | -$15.00 | -$3.00 | -$0.38 |
| Take-home pay | $47,960.51 | $3,996.71 | $1,998.35 | $1,844.64 | $922.32 | $184.46 | $23.06 |
Estimate for tax year 2026, one earner, standard deduction. It leaves out itemized deductions, other income, state credits and some local taxes.
Sources: IRS Rev. Proc. 2025-32 (2026 federal tables), Social Security Administration (2026 wage base), Tax Foundation 2026 state income tax table.
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THREE SIMPLE STEPS
How to calculate your salary and take-home pay
Add your tax details
Pick the US or the UK. In the US choose your filing status and state; in the UK your region, pension and student loan.
Read the result
See take-home pay per period, every tax and deduction, your effective and marginal rate, and the full pay table.
Worked examples
$25 an hour to a yearly salary
You earn $25 an hour, 40 hours a week, 52 paid weeks a year.
- Yearly: 25 × 40 × 52 = $52,000.
- Monthly: 52,000 ÷ 12 = $4,333.33.
- Every two weeks: 52,000 ÷ 26 = $2,000.
$25 an hour is $52,000 a year, $4,333.33 a month or $1,000 a week.
Take-home pay on $75,000 in Texas
A single filer earning a $75,000 salary in a state with no income tax, 2026.
- Federal taxable income: 75,000 − 16,100 standard deduction = $58,900.
- Federal income tax: 5,800 + 22% × (58,900 − 50,400) = $7,670.
- Social Security 6.2% = $4,650; Medicare 1.45% = $1,087.50.
Take-home: $61,592.50 a year, about $5,132.71 a month.
Take-home pay on £35,000 in England
An employee earning £35,000 in 2026/27, no pension or student loan.
- Income tax: 20% × (35,000 − 12,570 personal allowance) = £4,486.
- National Insurance: 8% × (35,000 − 12,570) = £1,794.40.
Take-home: £28,719.60 a year, about £2,393.30 a month.
How the numbers are worked out
yearly pay = rate × periods in a year (hours × weeks, days × weeks, weeks, 26, 24 or 12)take-home = gross − income tax − Social Security − Medicare − state tax − pre-tax deductionsOvertime is your hourly rate × the overtime multiplier × overtime hours for each week you work. Unpaid leave days are taken off at your daily rate.
Income tax is worked out bracket by bracket: each rate applies only to the part of your taxable income inside its bracket, so a raise never lowers your take-home pay. The marginal rate is the tax on your next dollar or pound; the effective rate is all tax divided by gross pay.
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Salary Calculator FAQ
How do I convert an hourly wage to a yearly salary?
Multiply the hourly rate by your hours per week and by the weeks you are paid in a year: $20 × 40 × 52 = $41,600. The calculator does this for any period and shows the daily, weekly, biweekly, semi-monthly and monthly amounts too.
How is take-home pay estimated in the US?
It uses the 2026 IRS tax brackets and standard deduction for your filing status, the child tax credit and earned income credit, Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% on high earnings), and your state's 2026 income tax brackets, deductions and exemptions. Traditional 401(k) contributions and pre-tax benefits lower the tax as they do on a real paycheck.
Which states are included?
All 50 states and the District of Columbia. States without a wage income tax (such as Texas, Florida and Washington) show none. California SDI, Massachusetts paid leave and Washington long-term care contributions are included. For a city or county income tax, enter its rate in the local tax field.
Does it work for the UK?
Yes. Choose UK to use the 2026/27 personal allowance and tax bands for England, Wales and Northern Ireland or Scotland, Class 1 National Insurance, workplace pension (salary sacrifice or net pay arrangement) and student loan plans 1, 2, 4, 5 and postgraduate.
What is the overtime deduction?
For 2025 to 2028 the extra half of time-and-a-half overtime pay can be deducted from federal taxable income, up to $12,500 ($25,000 for married couples filing jointly) and reduced at higher incomes. When you add overtime, the calculator applies it automatically.
What is the difference between effective and marginal tax rate?
The effective rate is all your tax divided by your gross pay. The marginal rate is how much of your next $100 (or £100) goes to tax, which is what a raise or extra hours are taxed at.
How accurate is the estimate?
It follows the official 2026 tables and is checked against an independent tax model. Your real paycheck can differ a little because of how your employer withholds each period, itemized deductions, other income and local rules, so treat it as a close estimate for planning.
Is it free and private?
Yes. It is free with no sign-up and no limits, everything is calculated in your browser, and your numbers are only saved on your own device.
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